Low income/ Insufficient downpayment / Refinance / Loan restructuring / Mortgage declined …… Call us now please whatever you are New immigrants / International students / Working permit / Non residents / Self employed / Business owner , MRDFinancial will have a solution for you.
各类保险
保险对您家庭的保障和财富的积累起了重要的作用
Insurance plays an important role in the protection of your family and the accumulation of wealth.
Life insurance should be called quality of life insurance because its primary function is to provide tax free cash benefits to yourbeneficiaries when you die. In this way, your loved ones can maintain their current standard of living.At the same time, lifeinsurance now has a tax free investment function, whic h can save a sum of money for sel f, and benefit from tax free growth everyyear to improve your retirement life in the future.
When you are diagnosed with a critical illness, such as cancer, heart disease or stroke, it is
not the end of the world. Youcan afford the latest medical technology to greatly improve your
chances of survival and recovery, and you can also use this compensationto seek the best
health care, which is the role of critical illness insurance.
According to the Canadian Life and Health Insurance Association, one in three people will
become disabled before the age of 65and last for more than 90 days. National health care can
cover a la rge number of medical bills, not bear the loss of p ersonalincome , but disa bility
insurance can fill this gap
Whether you travel forbusiness, leisurely, retur ning home, visi ting a family or traveling
with a family, you should consider buyingtravel insurance. The Ontar io Health Care Plan
(OHIP) has daily limit for health and hospitality progr am, also it is very expensive toreceive
treatment in a foreign countr y, and the cost of returning the injured person to Canada by air
will not be covered by OHIP
Do you need a car insurance that you can trust and a competitive price? We are here to help
you choose the most suitablei nsurance plan for every driver and every vehicle in your ho me ,
to ensure that you have the right additional policies and get thed iscounts, while giving you a
clear understanding of each step from application, use, and even claims
We promise to help you estimate the coverage for your and your items andrecommend
suitable coverage, additional policies and discounts, and to evaluate any of your items,
such as collectibles, sports equipment and jewelry, whether Need additional coverage to
give you a clear understanding of each step from application, use, and even claims
投资理财
聪明的理财方式，可为您和您家庭财富的积累打下坚实的基础。也为您提早退休，享受生活奠定基础。
Smart asset management can establish solid foundation not only for you and your family's wealth, but also for your early
retirement and enjoy life.
Tax Free Savings Account (TFSA) is a registered account that allows Canadian citizens to
invest with tax free. With TFSA, you can turn your savings into qualifyin g investments
without pay ing taxes for investment income. We open a TFSA account a nd make an
investment plan for you
Registered Retirement Savings Plan (RRSP) is a Canadian incentive that allows you to deduc
t from your income tax deduction all your expenses in the RRSP during your retirement. You
can contribute 18% of your current year's income up to $26,500 to purchase RRSP, and deduct
it from taxes. Although your income will decrease, the tax rate will be l ower.
With the Canadian Registered Education Savings Plan (RESP), you can take action for children
under the age of 21. Although it cannot to deduct investment costs from income tax, the funds
in the account will increase over time, which is a good way to plan your child's future. Our
licensed brokers will provide you with professional advice and develop the savings plan
you need.
税务规划
加拿大税制度繁杂，体现在计帐、成本控制、分析、税务等方面。我们的会计师拥有CPA执照，从业经验丰富
The Canadian tax system is complex as accounting, cost control, analysis, and taxation. Our accountants have a CPA license and are experienced in the industry
